What's in my wallet?

So after having a checking account for one month, I am still trying to figure out what it's costing me. To date, here are the charges. I'm hoping that some (most?!) of these are not monthly, but who knows?!

2,800 15/07 PRIMA SEGURO TOTAL *
7,141 17/07 SEGURO DESGRAVAMEN LINEA DE CREDITO*
8,150 24/07 IMPUESTO DE CHEQUES
512 24/07 COMISION MENSUAL POR MANTENCION (for my VISA credit card)
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$18,603 = USD $37.20.

I hope I don't have to pay $37.20 each month just to have a checking account! (That's $446 per year!)

Stay tuned!